Importance of Owner’s Title Insurance

THE IMPORTANCE OF AN OWNER’S TITLE INSURANCE POLICY DO I NEED AN OWNER’S TITLE INSURANCE POLICY? Most definitely! Title Insurance is a means of protecting yourself from financial loss in the event that problems develop regarding the rights to ownership of...

3 Day Closing Disclosure Rule

THE 3 DAY CLOSING DISCLOSURE RULE Definition of business day for Closing Disclosure purposes: all days except Sunday and 10 Federal Holidays. NOTE: If a federal holiday falls in the 3 day period, add a day for disclosure delivery. The 3 day period is measured by days,...

Top 10 Things Realtors Should Know

TOP 10 THINGS  REALTORS SHOULD KNOW ABOUT THE NEW TILA-RESPA INTEGRATED DISCLOSURES (TRID) 1. A closing statement form called the Closing Disclosure or CD will be used for most loan applications. The lender, not the closing agent, may be preparing and delivering the...

The Quit Claim Myth

What is a Quit Claim Deed? When is it used? How is it different from a Warranty Deed? Frequently, a situation arises in which two co-owners of property seek to have one of them “removed” from title. This type of situation might arise, for example, during a divorce...

Realtor® Pre-Settlement Checklist

Fax or e-mail legible sales contract with addenda to Associated Title Group. 1 Advise Associated Title Group if seller(s) are out of the area and will require documents to be sent via overnight prior to closing. 1 If either buyer(s) or seller(s) will be using power of...